Innovative solutions for brokers, employers, and individuals in South Carolina.

A new way to provide health insurance to your employees

Individual Coverage Health Reimbursement Arrangement

At Southeast Insurance Group Inc., we offer tailored Individual Health Reimbursement Arrangements (HRAs) to clients throughout South Carolina (SC), providing a flexible and cost-effective way to manage healthcare expenses. Our individual coverage HRAs are designed to help employers reimburse their employees for medical expenses and health insurance premiums, offering a customized approach that meets the needs of both the company and the workforce.

Individual Coverage Health Reimbursement Arrangement

With an Individual HRA, employers can allocate pre-tax funds for their employees to use toward personal health insurance and qualified medical costs. This gives employees more freedom to choose the healthcare coverage that suits them best while allowing businesses to control costs and simplify benefits administration.

Southeast Insurance Group Inc. is committed to helping you navigate the complexities of HRAs and find the right solution for your organization. Contact us today to learn more about how our Individual HRA coverage can provide your team with greater flexibility and peace of mind when it comes to managing healthcare expenses.

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What is an ICHRA?

The individual coverage Health Reimbursement Arrangement (ICHRA) is an alternative to offering a traditional group health plan to your employees. ICHRA plans are ACA compliant comprehensive major medical plans offered by trusted carriers like Blue Cross Blue Shield.

ICHRA allows employers to provide defined non-taxed reimbursements to individual health insurance premiums. With ICHRA, there are no participation requirements, and employees can choose whatever health insurance plan is best for them and their family. Most plan sponsors allow for a list-bill which gives employees the convenience of paying their portion through payroll deduction.

Many employers find that ICHRA offers more flexibility and the potential for significant cost savings compared to a traditional group plan.

WELCOME

Southeast Insurance Group in Columbia, SC works as a team to meet the needs of our clients. We combine industry expertise, innovative products, creative problem solving, and responsive customer service with cutting edge benefits administration technology and communication. These tools and services create a wholistic benefits program that achieves and surpasses the goals set by our clients.

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